FAQs: Referring to RBAC PDF Print



Why should I refer my client to RBAC?


By providing your client with an alternative source of financing, your relationship with them will strengthen

• RBAC can provide to your clients with the financing that is looking for
• We provide Technical assistance helping your client improve credit score and becoming bankable
• As your client’s credit improves, the account returns to you for financing
• A Loan Consultant will follow up directly with you on every referral
• RBAC can help your client with a bridge loan


What can RBAC offer my client?


Flexible requirements so that your client can establish credit and expand their business

• Loans can be granted despite derogatory, limited, or no credit history
• Loans to business owners with past bankruptcy (at least 2 year post-discharge)
• Start-up loans
• Commercial Real State Fix interest Rate for 20 Years
• Heavy Duty Equipment
• Turn around time of 10 business days
• Microloans up to $35,000 As low as 8% up to % years financing
• Individualized credit training and free business advisory services


How can I better prepare my client for working with RBAC?


Share information about RBAC with your client

• Reinforce the importance of establishing good credit so that your client can become “bankable”

• Let your client know that collateral as well as a cosigner/guarantor (a friend or family member with good credit and a steady source of income willing to sign on the loan) may be required

• Prepare your client for RBAC’s interest rates being higher than the banks’, but much lower than the alternatives; such as street lenders, Credit Cards and fringe banking institutions.

• Let your client know that we will ask for documentation such as bank statements, business lease, tax returns and possibly verification of the loan use


How can I make a referral?

• Call our community outreach officer 609-587-1133
• Fax us a Bank Referral Form: (609) 587-1313
• E-mail a Bank Referral Form to This e-mail address is being protected from spambots. You need JavaScript enabled to view it