Small businesses represent the largest source of employment in the state of New Jersey. RBAC is a non-profit micro lender that supports the creation and growth of businesses statewide. Whether you are a CPA or a tax preparer, a broker or a real estate agent, a government official or part of the private sector, you can help small businesses that need financing by referring them to us. Often times, it is hard for small business to access capital or technical assistance through traditional means and RBAC can serve as an alternate source of capital for those businesses.