Quite often, traditional sources of financing are unavailable to small business owners who are just starting out. But through our micro loan program, we can offer business loans up to $35,000 that mature in 5 years or less, with a fixed interest rate starting at 8%. In addition to accessing much needed capital, RBAC clients also benefit from our business mentoring program which offers entrepreneurs an experienced helping hand on a wide variety of issues vital to their success.

Any for-profit business or non-profit childcare facility within the State of New Jersey is eligible to apply. Please note that loans are not available for the purchase or renovation of real estate or the refinancing of existing debt.